Compare annuities: get a guaranteed retirement income

Search the market to see how much retirement income you could get from an annuity. An annuity lets you convert some or all of your defined contribution pension into a guaranteed income, either for the rest of your life or for a fixed period.

Our free and impartial annuity calculator compares rates from all providers. In some cases, you might need to use an annuity broker or financial adviser to access a product.

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Annuity Options

Compare lifetime annuities

Get an income for the rest of your life.

Compare lifetime annuities Might be suitable if you:

  • want regular income for life
  • you want to provide an income for someone else after you die

Compare lifetime annuities Might not be suitable if you:

  • want access to your pension pot before you die
  • want to change how much income you take and when
  • follow Islamic (Sharia) principles, as interest is used to provide an income.
Or

Compare fixed-term annuities

Get an income for an agreed period, often with the option to get a lump sum back when it ends.

Compare fixed-term annuities Might be suitable if you:

  • want regular income for a number of years
  • want a final lump sum to spend or buy another retirement income product.

Compare fixed-term annuities Might not be suitable if you:

  • want regular income for life
  • want to change how much income you take and when
  • follow Islamic (Sharia) principles, as interest is used to provide an income.

Shopping around can get you a higher retirement income

Always compare annuity providers to find the best deal for you, including your existing pension provider. This might mean you find a different provider that will pay you a higher retirement income.

Our tool lets you get quotes from all annuity providers on the market. You could also use an annuity broker or pay a regulated financial adviser to recommend a provider and product for you.

Find out more in our guide How to find the best deal when taking your pension (Opens in a new window)

Watch other people explain how they bought an annuity. (Download the video transcript) link downloads a PDF

How to buy an annuity

Compare all the ways to take money from your pension – buying an annuity is just one option. See What can I do with my pension pot?

Check what your existing pension provider will offer you, including if they offer guaranteed annuity rates.

You can then compare this quote to the results in this tool.

Consider paying for regulated financial advice to make sure an annuity is the right option for you. Our guide can help you find a pension or retirement adviser

About MoneyHelper and this tool

  • MoneyHelper is backed by government so our tables and results are unbiased.
  • We do not receive any incentive or commission for providing this tool.
  • We will not contact you or share your details.

We help you search the following providers

  • Aviva
  • Canada Life
  • Just Retirement
  • Legal & General
  • Liverpool Victoria
  • Scottish Widows
  • Standard Life